PLEASE READ THE BELOW PRIVACY ACT DECLARATION AND AUTHORISATION TO RELEASE FINANCIAL INFORMATION:
By agreeing below you authorise Leaseit Ltd and some other entities collecting, using, holding and disclosing personal and credit information about you. You can find out more about how we deal with your privacy by viewing our privacy policy at www.leaseit.com.au . If you do not provide us with this consent or provide us with your personal information we may not be able to arrange finance for you or provide other services. We arrange and manage finance. Some of the funders we use are listed at the end of this consent. In this consent, ‘we’ includes us and those funders. We may collect, use, hold and disclose personal and credit information about you for the purposes of arranging or providing credit to you, managing that credit, direct marketing of products and services by us and managing our relationship with you. Credit information includes the type and amount of credit provided to you, repayment history information, default information (including overdue payments) and court information. Personal information includes any information from which your identity is apparent. You may gain access to the personal information that we hold about you by contacting us. A copy of our privacy policy can be obtained at www.leaseit.com.au or by contacting us on tel. 1300 532 736. The link to the privacy policy for our funders is shown at the end of this consent. These privacy policies contain information about how you may access or seek correction of your personal information and credit information, how we manage that information and our complaints process. They also contain information on ‘notifiable matters’ including things such as the information we use to assess your credit worthiness, what happens if you fail to meet your credit obligations or commit a serious credit infringement, your right to request that credit reporting bodies (CRBs) not use your credit information for the purposes of pre-screening credit offers, and your right to request a CRB not to use or disclose credit information about you if you believe you are a victim of fraud.
Consumer and commercial credit information We may exchange your commercial and consumer credit information with entities listed below to assess an application for consumer or commercial credit and manage that credit. In particular, we can obtain credit information about you from a CRB providing both consumer and commercial credit information.
Exchange information with credit providers We may exchange your personal and credit information with other credit providers for the purposes of assessing your creditworthiness, credit standing, and credit history or credit capacity.
Exchange information with guarantors We and the lenders mortgage insurers listed below may exchange your personal and credit information with any person who proposes to guarantee or has guaranteed repayment of any credit provided to you.
Exchange information We may exchange personal and credit information with the following types of entities, some of which may be located overseas. Please see our privacy policy for more information.
Finance brokers, mortgage managers, and persons who assist us to provide our products to you
Financial consultants, accountants, lawyers and advisers
Any industry body, tribunal, court or otherwise in connection with any complaint regarding the approval or management
of your loan – for example if a complaint is lodged about us or the lender
Businesses assisting us with funding for loans
Trade insurers
Any person where we are required by law to do so
Any of our associates, related entities or contractors
Your referees, such as your employer, to verify information you have provided
Any person considering acquiring an interest in our business or assets
Any organisation providing online verification of your identity.
Personal Property Security Register to register our interest in any security property
Customer identification We may disclose personal information about you to an organisation providing verification of your identity, including on-line verification of your identity.
Funders we may use include: Thorn Equipment Finance Pty Ltd
www.thornequipmentfinance.com.au ABN 56 131 859 544, Capital Finance Australia Ltd www.capitalfinance.com.au ABN 23 069 663 136, Macquarie Equipment Rentals Pty Ltd
www.macquarie.com/mgl/com/mef ABN 44 112 079 268, Flexigroup Ltd www.flexigroup.com.au ABN 75 122 574 583.
The privacy policies of the funders contain information about how you may access the personal information and credit information. These entities hold about you, seek correction of that information, and how you may complain about a breach of your privacy. The funders may disclose your personal and credit information to overseas entities including related entities
located overseas. More information on overseas disclosure may be found in the entities’ privacy policies. We may exchange your personal and credit information with the following credit reporting bodies: Veda Advantage Ltd www.veda.com.au
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